Targeting Women in Micro-finance Schemes: Objectives and Outcomes

Soofia Mumtaz


The ‘success’ of a development project, it is generally
accepted, is related to the feasibility of its objectives within the
socioeconomic conditions of the context in which the programme is to be
implemented. What remains less categorical however, is the
correspondence between the objectives of the programme design, and the
aims of those who seek to implement it. So long as these goals are
shared, the modifications in the design, necessitated by ground
realities can be tackled accordingly, and the efficacy of the
intervention can be gauged with reference to the convergent thrust.
Non-conformity between the two, on the other hand, can result in an
under utilisation of the potential that may exist for the translation of
defined objectives into practical measures, for the pursuit of desired

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